Bob Lotich is a Certified Educator in Personal Finance (CEPF®) and has over 10+ years experience writing about Biblical personal finance and is the best-selling author of 4 books including Managing Money God's Way and has been named a top 20 social influencer in personal finance. His writing has been featured on Forbes, The Huffington Post, Yahoo Finance, CBN, Crosswalk, Patheos and others. He has been a full-time writer since 2008 and loves uncovering financial wisdom in the Bible as well as discovering the best tools and strategies to help you put more money in your pocket.

On a national level, sites like Angie's List, Yelp, and others provide a way for consumers to evaluate businesses. Homeowners, for example, sometimes struggle to find a reliable and trusted contractor for home repairs. As a trusted, unbiased source for contractors and other businesses, you can build a third-party service company focused solely on your hometown.
The articles on this site should not be taken as financial advice. Please contact a Christian financial planner (or coach) for specific advice regarding your situation. Any references to interest rates, giveaways, deals, products, and websites are subject to change without notice. We try our best to keep the information current, but things are always changing so it may be different now than when it was first published. Also, all the pages on SeedTime help us pay the bills by using affiliate relationships with Amazon, Google, eBay and others but our opinions are NEVER for sale. Find out more here.
I have a friend that is the city manager of a town of about 25,000 where his main task is processing requests for building permits. Actually a volunteer-type job, no salary. But he makes a bunch of contacts every day, and his address book is huge. So he is busy all year except the Holidays. To fill in this time he started a Christmas tree lighting service (houses, lawn ornaments, etc.). In this 3-month period he makes enough to keep him going the rest of the year.
I have a friend that is the city manager of a town of about 25,000 where his main task is processing requests for building permits. Actually a volunteer-type job, no salary. But he makes a bunch of contacts every day, and his address book is huge. So he is busy all year except the Holidays. To fill in this time he started a Christmas tree lighting service (houses, lawn ornaments, etc.). In this 3-month period he makes enough to keep him going the rest of the year.
Hi, I really enjoyed this article. I think everyone has a skill they can market like being a VA, writing, web design etc for some extra cash. I think the main thing to consider when starting a business is if you can run the business with your day job. It’s great if you can build a service based business to work from home but it takes time to build these business to replace a wage – it took me three years. Great post!
None of these is a get-rich-quick scheme. If your goal in life is to become very wealthy, chances are you won't get there as a small business owner. But you'll have a chance to generate a healthy income, be your own boss, and make all the decisions. You could potentially have a more flexible lifestyle. Building something from the ground up can make starting a business very rewarding in itself. 

Izaak Crook of AppInstitute agrees. "Food trucks are a fantastic way to showcase your culinary expertise without the overhead of opening a static restaurant -- and what's more, you can take your food on the road to different events and festivals to raise awareness of your brand," he explains. "Create your own mobile app for your truck and help to build a loyal customer base through offering a loyalty scheme -- and even offer pre-ordering so that punters don't have to wait out in the cold whilst you prepare their meals!"
THIS IS THE IDEAL WORK-FROM-HOME OPPORTUNITY IN A COVID-19 ECONOMY. No inventory required. No sales royalties or monthly fees. We handle all design, production, billing, and shipping. No sales experience is not a problem. Our comprehensive sales training provides initial and ongoing support in addition to live remote orientation and daily phone support.
Love dogs? The way to start a dog grooming business is to get basic supplies such as clippers and set up shop in your home. You will work with plenty of canine companions. Get a van and outfit the vehicle to offer a mobile dog groomer service. Dog owners often need other services, such as pet sitting and dog walking, so you may be able to increase your income from existing clients.
Bookkeeping services, commercial cleaning, consulting, corporate party planning, courier services, graphic design, direct mail marketing, internet marketing services, social media management, virtual assistant, web design. Virtual assistance is simply the art and knack of organizing an executive's life...from a desk in your own home. It can involve scheduling, making reservations, or planning events. This might be for you if you're detail-oriented.
Hi, I really enjoyed this article. I think everyone has a skill they can market like being a VA, writing, web design etc for some extra cash. I think the main thing to consider when starting a business is if you can run the business with your day job. It’s great if you can build a service based business to work from home but it takes time to build these business to replace a wage – it took me three years. Great post!
Expertise is another matter, but remember that writing can take many forms—from resumes to news articles to marketing materials and even thank-you notes. (You can even write for businesstown.com, although that gig doesn’t pay … yet.) There’s probably some form of writing you’re qualified to do. Plus, if you’re good enough with grammar and punctuation, companies will pay you to be a freelance editor. One friend made good money editing posts on a popular travel site.

The General Data Protection Regulation (GDPR), which took effect on May 25, 2018, is a set of regulations governing the use of personal data across the EU. This is forcing some affiliates to obtain user data through opt-in consent (updated privacy policies and cookie notices), even if they are not located in the European Union. This new regulation should also remind you to follow FTC guidelines and clearly disclose that you receive affiliate commissions from your recommendations.
When beginning your affiliate marketing career, you’ll want to cultivate an audience that has very specific interests. This allows you to tailor your affiliate campaigns to that niche, increasing the likelihood that you’ll convert. By establishing yourself as an expert in one area instead of promoting a large array of products, you’ll be able to market to the people most likely to buy the product.
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